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There are some changes afoot amongst the executive ranks at Caliber Home Loans as the nonbank lender works to continue. is leaving to take the no. 2 spot at Home Point Financial. This is the latest.
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Is Point a loan? No. Point works like an investment. When you buy a share of general motors stock, you profit when the value of the company goes up. Similarly, if Point buys a fraction of your home equity, Point profits when your home value goes up. An investment from Point does not show up on your credit report and does not add to your debt load.
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Lenders are becoming more willing to offer new loans to borrowers who don’t have any home equity after changes to the rules. say analysts including Kevin Barker of Washington-based Compass Point.
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Keith Cargill, CEO of the .9 billion-asset texas capital Bancshares, said the Dallas company has been de-risking its portfolio, especially in leveraged and energy-industry loans, which can.