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For purchase and refinance loans over $100,000, 0.125 percent has been deducted from current rates. The stated rate reflects the discount. Maximum term on loans less than $25,000 is 10 years. Rate and points are locked in for 60 days from the date of application. Private Mortgage Insurance (PMI) is required for loans over 80% loan-to-value.
Jumbo home loan rates in Bloomington, IN are usually 0.75 basis points higher than conforming mortgage rates in Bloomington, IN because there is no guarantee banks and credit unions can sell these mortgages after they make the loans. Bloomington, IN Fixed rate mortgages. fixed rate mortgages are the most common mortgage available in Bloomington, IN.
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With our $10,000 Closing Guarantee, we provide peace of mind to all parties in the loan transaction. If AMEC Home Loans does not close the loan, we issue up to $5,000 credit towards the buyer’s first-month mortgage payment.
For home equity lines of credit and loans, State Farm Bank will cover certain third party closing fees, such as appraisal, title search, credit report and flood determination. The margin you qualify for is based on a full underwriting review.
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